[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rychlajehla.cz\/kde-pujcuji-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.rychlajehla.cz\/kde-pujcuji-podnikatelum\/","headline":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","description":"I kdy\u017e m\u00e1 b\u00fdt byznys soukrom\u00fdch podnikatel\u016f v\u017edy ziskov\u00e1 z\u00e1le\u017eitost, je skute\u010dnost\u00ed, \u017ee tomu tak n\u011bkdy prost\u011b nen\u00ed. Ka\u017ed\u00fd norm\u00e1ln\u00ed podnikatel pracuje, aby si na sebe a logicky i na svoji firmu vyd\u011blal, jen\u017ee navzdory jeho sna\u017een\u00ed se mu toho n\u011bkdy neda\u0159\u00ed dos\u00e1hnout. Je mnoho z\u00e1le\u017eitost\u00ed, je\u017e mu mohou ztrp\u010dovat a komplikovat podnikatelsk\u00e9 aktivity, je&hellip; <br> <a class=\"read-more\" href=\"https:\/\/www.rychlajehla.cz\/kde-pujcuji-podnikatelum\/\">V\u00edce<\/a>","datePublished":"2023-01-14","dateModified":"2023-05-25","author":{"@type":"Person","@id":"https:\/\/www.rychlajehla.cz\/author\/#Person","name":"","url":"https:\/\/www.rychlajehla.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rychlajehla.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rychlajehla.cz\/wp-content\/uploads\/art449083_16x9_20260928_023305_Ceohj6.jpg","url":"https:\/\/www.rychlajehla.cz\/wp-content\/uploads\/art449083_16x9_20260928_023305_Ceohj6.jpg","height":0,"width":0},"url":"https:\/\/www.rychlajehla.cz\/kde-pujcuji-podnikatelum\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"       I kdy\u017e m\u00e1 b\u00fdt byznys soukrom\u00fdch podnikatel\u016f v\u017edy ziskov\u00e1 z\u00e1le\u017eitost, je skute\u010dnost\u00ed, \u017ee tomu tak n\u011bkdy prost\u011b nen\u00ed. Ka\u017ed\u00fd norm\u00e1ln\u00ed podnikatel pracuje, aby si na sebe a logicky i na svoji firmu vyd\u011blal, jen\u017ee navzdory jeho sna\u017een\u00ed se mu toho n\u011bkdy neda\u0159\u00ed dos\u00e1hnout. Je mnoho z\u00e1le\u017eitost\u00ed, je\u017e mu mohou ztrp\u010dovat a komplikovat podnikatelsk\u00e9 aktivity, je spousta toho, co se tu nemus\u00ed poda\u0159it tak, jak by se to poda\u0159it m\u011blo. A ka\u017ed\u00fd nezdar m\u016f\u017ee v\u00e9st k finan\u010dn\u00edm pot\u00ed\u017e\u00edm. Podnikatel\u00e9 si na sebe tedy n\u011bkdy spolehliv\u011b vyd\u011blaj\u00ed, jen\u017ee n\u011bkdy tak\u00e9 ne. N\u011bkdy jsou jejich p\u0159\u00edjmy i z\u00e1vid\u011bn\u00edhodn\u00e9, zat\u00edmco jindy je v\u0161echno p\u0159esn\u011b naopak a \u010dlov\u011bk se tak \u0159\u00edt\u00ed do probl\u00e9m\u016f. A \u010d\u00edm m\u00e9n\u011b pen\u011bz a v\u00edce nezbytn\u00fdch v\u00fddaj\u016f n\u011bkdo takov\u00fd m\u00e1, t\u00edm h\u016f\u0159 mu je. A\u017e se to nakonec dostane t\u0159eba i do f\u00e1ze, kdy u\u017e to tak v\u00e1\u017en\u011b nejde d\u00e1l. Kdy u\u017e se prost\u011b mus\u00ed pen\u00edze n\u011bkde sehnat.  A kde se sh\u00e1n\u011bj\u00ed pen\u00edze, kter\u00e9 moment\u00e1ln\u011b ne\u00fasp\u011b\u0161n\u00fdm podnikatel\u016fm chyb\u00ed? Pochopiteln\u011b tam, kde se nab\u00edzej\u00ed p\u016fj\u010dky. Proto\u017ee jin\u00e9 \u0159e\u0161en\u00ed, ne\u017e vzet\u00ed si p\u016fj\u010dky v p\u0159\u00edpad\u011b finan\u010dn\u011b str\u00e1daj\u00edc\u00edch soukromn\u00edk\u016f, nen\u00ed. Nikdo jin\u00fd ne\u017e n\u011bkter\u00fd z finan\u010dn\u00edch \u00fastav\u016f je nespas\u00ed. Jen\u017ee takov\u00e9 ne\u00fasp\u011b\u0161n\u00e9 podnikatele \u010dasto nespas\u00ed ani banka. Tito v n\u00ed sice mohou za\u017e\u00e1dat o p\u016fj\u010dku, ale jakmile se uk\u00e1\u017ee, \u017ee jsou probl\u00e9my takov\u00fdch podnikatel\u016f z\u00e1sadn\u011bj\u0161\u00ed, \u017ee maj\u00ed n\u00edzk\u00fd p\u0159\u00edjem a nep\u0159\u00edjemn\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, \u017e\u00e1dost o p\u016fj\u010dku je zam\u00edtnuta. Ale to nen\u00ed konec sv\u011bta. Nep\u016fj\u010d\u00ed-li banky, mohou podnikatel\u00e9 po\u0159\u00e1d je\u0161t\u011b dost\u00e1vat aspo\u0148 hypot\u00e9ky bez registru od nebankovn\u00edch poskytovatel\u016f p\u016fj\u010dek. Proto\u017ee tady se d\u00edky z\u00e1stav\u011b nemovitosti, kterou se vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz zaru\u010duje, d\u00e1 usp\u011bt i v p\u0159\u00edpad\u011b, kdy nejsou takov\u00ed \u017e\u00e1daj\u00edc\u00ed podnikatel\u00e9 zrovna ide\u00e1ln\u00ed. Kdy\u017e m\u00e1 podnikatel nemovit\u00fd majetek, kter\u00fd by mohl vyu\u017e\u00edt jako z\u00e1stavu za p\u016fj\u010dku, m\u016f\u017ee si vz\u00edt pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ku. Tady usp\u011bje. A to je p\u0159ece to hlavn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","item":"https:\/\/www.rychlajehla.cz\/kde-pujcuji-podnikatelum\/#breadcrumbitem"}]}]